Almost every state (except New Hampshire and Virginia) requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

The cost of insurance is affected by many factors, including the driver’s driving record. A single speeding ticket can increase your insurance rates by as much as 25-30%, and more serious offenses such as DUI/DWI, street racing, or hit-and-run can increase the cost of your insurance by 75% or more.

A driver who has received a ticket or citation for a criminal offense or traffic violation with the potential to increase their insurance rates may want to consult with a lawyer who has relevant experience and expertise.

In Missouri, as in most states, drivers are required to carry a minimum amount of auto insurance. This includes both bodily injury liability coverage and property damage liability coverage. The minimum required amounts are $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 for property damage. The cost of auto insurance in Missouri can be influenced by various factors, including the driver's record. Traffic violations such as speeding can result in a 25-30% increase in insurance premiums, while more severe offenses like DUI/DWI, street racing, or hit-and-run incidents can lead to increases of 75% or more. Drivers in Missouri who have received a ticket or citation that could impact their insurance rates may benefit from consulting with an attorney who specializes in traffic violations or criminal defense to explore their options and potentially mitigate the consequences.