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Real property

title insurance

Title insurance insures, defends, indemnifies, and protects the policyholder against claims or losses arising from a defect or claim against the title to real property. Title insurance is usually issued to the buyer of real property by the title company that conducted the title search.

In New Hampshire, title insurance is a contractual arrangement that provides protection to a policyholder against losses or damages due to defects in the title of a piece of real estate. This type of insurance is typically issued after a title company conducts a thorough search of the property's title history to identify any potential legal issues or claims that could affect the buyer's ownership rights. If a claim is made against the property's title, the title insurance policy will cover the legal costs to defend the title and, if necessary, compensate the policyholder for any covered losses up to the policy limit. Title insurance is often purchased during the real estate transaction process, and there are two types of policies: an owner's policy, which protects the buyer, and a lender's policy, which protects the lender's interest in the property. New Hampshire state statutes and regulations govern the issuance and scope of title insurance, and the New Hampshire Insurance Department oversees the licensing and regulation of title insurance companies operating within the state.

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Real property

title insurance

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Real property

title insurance

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