A special warranty deed is a deed transferring or conveying ownership of property in which the grantor (seller or transferor) promises (covenants) to defend the title only against other defects, liens, encumbrances, or claims made by the grantor or by someone claiming by or under the grantor.
In other words, a special warranty deed provides a limited warranty of title and does not warrant against claims or defects in the title that existed before the grantor took possession of the property.
In Georgia, a special warranty deed is a legal document used to transfer property ownership with limited warranty of title. This type of deed guarantees that the grantor (seller) has not done anything to encumber the property during their period of ownership, but it does not guarantee against any issues or claims that may have arisen before the grantor acquired the property. The special warranty deed only covers the time frame that the grantor owned the property, and the grantor is only responsible for defending the title against claims that arise from their own actions. This is in contrast to a general warranty deed, which provides a more comprehensive warranty of title against all past claims. The special warranty deed is often used in commercial property transactions and in situations where the grantor is unable to provide a full warranty of title.