A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.
There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.
In Washington State, liens are recognized as a legal claim against property to secure payment of a debt or fulfillment of an obligation. One common type of lien is the mechanic's lien, which contractors, subcontractors, or suppliers can file if they have not been paid for labor, services, or materials provided for property improvement. To enforce a mechanic's lien, the claimant must follow specific procedures, including a timeline for filing the lien after the work is completed or materials are provided. Another type of lien is the homeowners' association (HOA) lien, which can be placed on a homeowner's property for unpaid association dues or assessments. The HOA must typically provide notice to the homeowner before recording the lien. Washington State law sets forth the rules for creating, filing, and enforcing these liens, and the process may involve court action to foreclose on the lien if the debt remains unpaid. It is important for property owners and claimants to understand their rights and obligations under Washington's lien laws to ensure proper legal procedures are followed.