A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.
There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.
In Ohio, a lien is a legal claim against property that ensures payment of a debt or fulfillment of an obligation. One common type of lien is a mechanic's lien, which contractors can file against real property when they have not been paid for labor or materials used in improving that property. Ohio Revised Code Chapter 1311 governs mechanic's liens, detailing the process for filing and enforcing such liens. Homeowners' associations (HOAs) can also place liens on property within their jurisdiction for unpaid dues or assessments. These liens are typically governed by the association's covenants, conditions, and restrictions (CC&Rs) as well as Ohio state law. It's important to note that the process for enforcing these liens, including the notice requirements and timelines, can be complex and may require the assistance of an attorney to navigate properly.