A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.
There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.
In Minnesota, a lien is a legal claim against property that ensures payment of a debt or fulfillment of an obligation. One common type of lien is the mechanic's lien, which contractors, subcontractors, or suppliers can file if they have not been paid for work done or materials provided to improve real property. To enforce a mechanic's lien in Minnesota, the claimant must file a Statement of Claim with the county recorder or registrar of titles within 120 days after the last provision of labor or materials. Another type of lien is the homeowners' association (HOA) lien, which can be placed on a homeowner's property for unpaid association dues or assessments. Minnesota law requires the HOA to record a lien with the county to secure the debt. The process and timeframes for enforcing these liens are governed by Minnesota statutes, and failure to comply with the specific requirements can result in the loss of lien rights. It is important for property owners and those seeking to place a lien on a property to understand the specific regulations and procedures set forth by Minnesota law.