Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In South Carolina, home improvement projects are subject to various legal considerations. Financing such projects often involves securing a home equity line of credit (HELOC) or other loans, which are regulated by state and federal lending laws. The construction contract, which details the scope of work, materials, labor, and payment terms, is a critical legal document that should comply with South Carolina's contract laws. Before starting a project, homeowners should ensure that property surveys and lot lines are respected to avoid disputes. South Carolina law allows for mechanic’s liens, which contractors and subcontractors can file as a claim against a property if they are not paid for their services. To release a mechanic's lien, a waiver or release must be obtained once payment is made. Homeowners should also obtain builder’s risk insurance to protect against damage or loss during the renovation process. Additionally, worker’s compensation insurance is required for contractors and subcontractors to cover personal injuries sustained on the job. It is advisable for homeowners to consult with an attorney to navigate these legal aspects and ensure compliance with all relevant regulations.