Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In Ohio, home improvement projects are subject to various legal considerations. Financing such projects often involves securing a home equity line of credit (HELOC) or other loans, which are regulated by state and federal lending laws. The construction contract, which details the scope of work, materials, labor, and payment terms, is a critical legal document that should comply with Ohio's consumer protection statutes. Ohio law requires precise surveys and lot lines to ensure that improvements are within the property boundaries. Mechanic’s liens are a legal tool for contractors and subcontractors to secure payment for their work, and Ohio has specific statutes governing the filing and enforcement of these liens. Waivers or releases of mechanic’s liens may be used once payment is made or to clear title. Insurance is another important consideration; builder’s risk insurance may be necessary to protect against damage or loss during the renovation, while worker’s compensation insurance is mandatory for contractors with employees to cover personal injuries on the job. It is advisable for homeowners to consult with an attorney to navigate these legal aspects and ensure compliance with all relevant laws and regulations.