Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In North Carolina, home improvement projects are subject to various legal considerations. Financing such projects often involves a home equity line of credit (HELOC) or other loan types, which are regulated by state and federal lending laws. The construction contract is a critical document that outlines the scope of work, materials, labor, payment schedule, and other terms; it should comply with North Carolina's Home Improvement Practice Regulations. Before starting a project, homeowners should ensure that property surveys and lot lines are respected to avoid disputes. Mechanic’s liens are a legal tool that contractors and subcontractors can use to secure payment for services rendered, and North Carolina has specific statutes governing the filing and enforcement of these liens. Waivers or releases of mechanic’s liens may be used once payment is made. Insurance is another important consideration; builder’s risk insurance can protect against damage or loss during the project, while worker’s compensation insurance is required for contractors with employees to cover personal injuries on the job. Homeowners and contractors should be aware of these legal requirements to ensure compliance and protect their interests during home improvement projects.