Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In Arkansas, home improvement projects are subject to various legal considerations. Financing such projects often involves a home equity line of credit (HELOC) or other loans, which are regulated by state and federal lending laws. The construction contract, which details the scope of work, materials, labor, and payment terms, is a critical legal document that should comply with Arkansas state law. Before starting a project, homeowners should ensure that property surveys and lot lines are respected to avoid disputes. Arkansas law allows for mechanic's liens, which are claims made by contractors or subcontractors for unpaid work; these liens can be placed on a homeowner's property. Homeowners and contractors can use waivers or releases of mechanic's liens as a tool to ensure that liens are removed once payment is made. Insurance is another important consideration; builder's risk insurance can protect against damage or loss during construction, while worker's compensation insurance is necessary to cover personal injuries sustained by contractors or subcontractors on the job. It is advisable for homeowners to consult with an attorney to navigate these legal aspects and ensure compliance with all relevant regulations.