Almost every state requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.
You are required to show proof of the minimum insurance coverage to a police officer when you are stopped for a moving traffic violation or involved in a traffic accident—and you may receive a citation if you are not able to show proof of insurance. And in some states you are required to show proof of insurance to register your car. In those states, the failure to register your car may result in an additional citation.
In South Carolina, drivers are mandated by state law to have a minimum amount of auto insurance coverage. This includes bodily injury liability coverage with a minimum of $25,000 per person and $50,000 per accident, and property damage liability coverage with a minimum of $25,000. South Carolina also requires uninsured motorist coverage with the same minimums. Drivers must provide proof of insurance when stopped by law enforcement for a traffic violation or when involved in an accident. Failure to provide proof of insurance can result in a citation. Additionally, proof of insurance is required for vehicle registration in South Carolina. Not registering your vehicle due to lack of insurance can lead to further penalties.