El término “agencia de cobros” no incluirá aquellas personas cuyas actividades de cobro se concreten y estén directamente relacionadas con la operación de un negocio o profesión que no sea el de una agencia de cobros, tales como abogados, bancos, corredores de bienes raíces, oficiales públicos o personas que actúen bajo orden de un tribunal, compañías de construcción y financiamiento y asociaciones de ahorro y préstamos, compañías de préstamo y financiamiento, o compañías de seguros.
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