(a) Persona.— Incluye individuos, sociedades, asociaciones, fideicomisos, corporaciones y cualesquiera otras entidades jurídicas.
(b) Agencia de cobros.— Incluye cualquier persona dedicada al negocio de cobrar para otro cualquier cuenta, factura o deuda. Incluye personas que operando bajo un nombre que simule ser el de una agencia de cobro, provee a sus clientes de sistemas de cobro y cartas circulares en las cuales se inste al deudor a hacer sus pagos, ya sea directamente al acreedor o a la agencia de cobros ficticia.
(c) Secretario.— Significa el Secretario de Hacienda del Estado Libre Asociado de Puerto Rico.
(d) Departamento.— Significa el Departamento de Hacienda del Estado Libre Asociado de Puerto Rico.
(e) Licencia.— Significa la autorización por el Secretario para dedicarse al negocio de agencias de cobro.
(f) Concesionario.— Significa una persona a quien se le haya expedido una licencia bajo este capítulo.
(g) Cliente.— Significa cualquier persona que utilice los servicios de una agencia de cobros.
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