286.8-256 Certain mortgage loan processors not to claim ability to act as mortgage loan originators. A mortgage loan processor who is not registered or otherwise authorized to act as a mortgage loan originator shall not represent to the public or to individual consumers that he or she can, or is willing to, perform any of the activities of a mortgage loan originator. Effective: July 15, 2016 History: Created 2016 Ky. Acts ch. 129, sec. 5, effective July 15, 2016.