Subtitle 286.8 - Mortgage Loan Companies and Brokers

Subtitle 286.8 - Mortgage Loan Companies and Brokers

286.8-010 Definitions for subtitle.
286.8-012 Administrative hearing request.
286.8-020 Exemptions.
286.8-030 Transaction of business prohibited without license -- Effect of issuance of license -- Unique identifier.
286.8-032 Application for license.
286.8-034 Fees.
286.8-036 Rules concerning use of license.
286.8-038 Repealed, 2009.
286.8-040 Repealed, 2009.
286.8-042 Repealed, 2009.
286.8-044 Notice of order in writing -- Administrative complaint -- Service -- Hearing.
286.8-046 Civil penalty for violation of subtitle, administrative regulation, or order -- Order for restitution, refund, recovery of expenses.
286.8-048 Emergency orders by commissioner -- Grounds -- Hearing -- Period order to remain in effect.
286.8-060 Surety bonds required -- Uses of bonds -- New or supplemental bonds.
286.8-070 Company name.
286.8-075 Change of control.
286.8-080 Factors for use by commissioner in determining approval or disapproval of application.
286.8-090 Denial, suspension, or revocation of license -- Jurisdiction of Franklin Circuit Court.
286.8-100 Branch offices.
286.8-110 Rates -- Mortgage required as evidence of real estate loan -- Delinquency charges -- Attorneys' fees -- Charges made part of note -- Limits on prepayment penalties.
286.8-120 Fees and charges in addition to interest -- Letters of commitment -- Failure to fulfill terms constitutes default.
286.8-125 Limitation on loan originator's fee.
286.8-130 Escrow account -- Interest -- Accounting.
286.8-140 Powers of commissioner.
286.8-150 Records filed with commissioner open to public inspection -- Exception.
286.8-160 Records to be kept by company -- Filing of financial report and correcting amendment -- Requirements if business discontinued -- Location of records -- Request for destruction of records.
286.8-170 Places where records required to be kept -- Examination by commissioner -- Fee -- Access to records -- Reports.
286.8-175 Confidentiality of examination reports and information -- Exceptions -- Prima facie evidence.
286.8-180 Conduct of examination -- Cost of investigation or hearing.
286.8-190 Grounds for investigation -- Action commissioner may take after investigation.
286.8-200 Repealed, 2009.
286.8-210 Judicial review.
286.8-220 Prohibited acts.
286.8-225 Mortgage fraud prosecution fund -- Funding -- Expenditures.
286.8-227 Collection of civil penalties to be deposited in mortgage fraud prosecution fund -- Distribution -- Administrative regulations.
286.8-230 Repealed, 2009.
286.8-240 Short title.
286.8-250 Mortgage loan brokers to maintain physical location.
286.8-255 Registration with department required for mortgage loan originator -- Renewals -- Continuing education requirement -- Background checks -- Originators subject to other laws -- Minimum standards for registration -- Mortgage loan processors not required to register -- Continuing education and standards for processors -- Renewal of originator registration -- Limitation of loan origination services.
286.8-256 Certain mortgage loan processors not to claim ability to act as mortgage loan originators.
286.8-260 Continuing professional education required for persons registered under subtitle -- Termination and surrender of registration for failure to comply.
286.8-270 Duties of mortgage loan broker -- Advanced disclosure of fee required.
286.8-275 Reporting of violations of subtitle -- Duties of commissioner -- No waiver of privilege or claim of confidentiality.
286.8-280 Limitation of liability.
286.8-285 Participation in National Mortgage Licensing System and Registry -- Duties -- Reporting.
286.8-290 Certain mortgage loan originators exempt from specified requirements of subtitle -- Commissioner's access to records.
286.8-295 Mortgage loan company and mortgage loan broker to exercise control over operations, employees, and company affairs.
286.8-300 Severability of subtitle's provisions.
286.8-990 Kentucky Residential Mortgage Fraud Act -- Provisions -- Criminal proceedings -- Penalties.

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