Individuals & Families
Small Businesses
Nonprofits
Employers
Employee Benefits Brokers
PEOs
Credit Unions
Membership Groups
Legal Information
Sign In
/
U.S. State Codes
/
West-Virginia
/
Chapter 31. Corporations
/
Article 17. West Virginia Residential Mortgage ...
Article 17. West Virginia Residential Mortgage Lender, Broker and Servicer Act
§31-17-1. Definitions and General Provisions
§31-17-2. License Required for Lender and Broker Originator; Exemptions
§31-17-3. Supervision by Commissioner of Banking; Rules and Regulations; Personnel; Participation in the Nationwide Mortgage Licensing System and Registry
§31-17-4. Applications for Licenses; Requirements; Bonds; Fees; Renewals; Waivers and Reductions; per Loan Fee
§31-17-5. Refusal or Issuance of License
§31-17-6. Minimum Net Worth to Be Maintained; Bond to Be Kept in Full Force and Effect; Foreign Corporation to Remain Qualified to Do Business in This State
§31-17-7. License Not Transferable or Assignable; License May Not Be Franchised; Renewal of License
§31-17-8. Maximum Interest Rate on Subordinate Loans; Prepayment Rebate; Maximum Points, Fees and Charges; Overriding of Federal Limitations; Limitations on Lien Documents; Prohibitions on Primary and Subordinate Mortgage Loans; Civil Remedy
§31-17-9. Disclosure; Closing Statements; Other Records Required; Record-Keeping Requirements
§31-17-10. Advertising Requirements
§31-17-11. Records and Reports; Examination of Records; Analysis
§31-17-12. Grounds for Suspension or Revocation of License; Suspension and Revocation Generally; Reinstatement or New License; Penalties and Fines for Violation of This Article
§31-17-13. Notice of Refusal, or Suspension or Revocation, of License; Relinquishing License
§31-17-14. Hearing Before Commissioner; Provisions Pertaining to Hearing
§31-17-15. Judicial Review
§31-17-16. Actions to Enjoin Violations
§31-17-17. Loans Made in Violation of This Article Void; Agreements to Waive Article Void
§31-17-18. Violations and Penalties
§31-17-19. Severability
§31-17-20. Effective Date