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U.S. State Codes
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Title 9A - Uniform Commerci...
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Article 4 - Bank Deposits And Collections
Article 4 - Bank Deposits And Collections
§ 4-101 Short title
§ 4-102 Applicability
§ 4-103 Variation by agreement; measure of damages; action constituting ordinary care
§ 4-104 Definitions and index of definitions
§ 4-105 'Bank'; 'depository bank'; 'intermediary bank'; 'collecting bank'; 'payor bank'; 'presenting bank'
§ 4-106 Payable through or payable at bank; collecting bank
§ 4-107 Separate office of bank
§ 4-108 Time of receipt of items
§ 4-109 Delays
§ 4-110 Electronic presentment
§ 4-111 Statute of limitations
§ 4-201 Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed 'pay any bank'
§ 4-202 Responsibility for collection or return; when action timely
§ 4-203 Effect of instructions
§ 4-204 Methods of sending and presenting; sending directly to payor bank
§ 4-205 Depositary bank holder of unindorsed item
§ 4-206 Transfer between banks
§ 4-207 Transfer warranties
§ 4-208 Presentment warranties
§ 4-209 Encoding and retention warranties
§ 4-210 Security interest of collecting bank in items, accompanying documents and proceeds
§ 4-211 When bank gives value for purposes of holder in due course
§ 4-212 Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser
§ 4-213 Medium and time of settlement by bank
§ 4-214 Right of charge-back or refund; liability of collecting bank; return of item
§ 4-215 Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
§ 4-216 Insolvency and preference
§ 4-301 Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
§ 4-302 Payor bank's responsibility for late return of item
§ 4-303 When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified
§ 4-401 When bank may charge customer's account
§ 4-402 Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
§ 4-403 Customer's right to stop payment; burden of proof of loss
§ 4-404 Bank not obliged to pay check more than six months old
§ 4-405 Death or incompetence of customer
§ 4-406 Customer's duty to discover and report unauthorized signature or alteration
§ 4-407 Payor bank's right to subrogation on improper payment
§ 4-501 Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
§ 4-502 Presentment of 'on arrival' drafts
§ 4-503 Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
§ 4-504 Privilege of presenting bank to deal with goods; security interest for expenses