(1) "Certificate holder" means a person who: (a) requests, obtains, or possesses a certificate of insurance; and (b) is not a policyholder.

(a) requests, obtains, or possesses a certificate of insurance; and

(b) is not a policyholder.

(2) "Certificate of insurance" means a document that is prepared for or issued to a person who is not a policyholder as evidence of insurance, regardless of how it is titled or described.

(3) "Insurer" means: (a) an insurer as defined in Section 31A-1-301; and (b) any other person engaged in the business of making insurance or a surety contract.

(a) an insurer as defined in Section 31A-1-301; and

(b) any other person engaged in the business of making insurance or a surety contract.

(4) "Person," in addition to the definition in Section 31A-1-301, includes: (a) to the extent not prohibited by federal law: (i) the federal government; or (ii) an administrative unit of the federal government; (b) the state; (c) an administrative unit of the state; (d) a political subdivision of the state; or (e) an administrative unit of a political subdivision of the state.

(a) to the extent not prohibited by federal law: (i) the federal government; or (ii) an administrative unit of the federal government;

(i) the federal government; or

(ii) an administrative unit of the federal government;

(b) the state;

(c) an administrative unit of the state;

(d) a political subdivision of the state; or

(e) an administrative unit of a political subdivision of the state.

(5) "Policyholder" means a person who contracts with a property and casualty insurer for insurance coverage.