(a) This chapter shall be known and may be cited as the “Tennessee Creditor-Placed Insurance Act of 1999.”
(b) The purposes of this chapter are to:
(1) Promote the public welfare by regulating creditor-placed insurance;
(2) Create a legal framework within which creditor-placed insurance may be written in this state;
(3) Help maintain the separation between creditors and insurers; and
(4) Minimize the possibilities of unfair competitive practices in the sale of creditor-placed insurance.
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