(a) Any reciprocal doing business in this state may sue or be sued in the name or designation under which its insurance contracts are effected.
(b)
(1) Any action or suit against a reciprocal may be brought in any county where:
(A) Its principal office is located; or
(B) The cause of action or any part of the cause of action arose.
(2) If the action or suit is to recover a loss under a policy of insurance, it may also be brought in the county where the property insured was situated at the date of the policy.
(3) Any action or suit against a foreign or alien reciprocal may also be brought in any county of this state in which it has any debts owed to it.
(c) In an action or suit against a reciprocal, process against or notice to the reciprocal may be served upon the commissioner.