§ 47-28-109. Increases or advances exceeding contract limits or not covered by contract.

TN Code § 47-28-109 (2019) (N/A)
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(1) Any increase in the principal balance of an indebtedness secured by any mortgage as a result of negative amortization or deferred interest;

(2) Any advance which the creditor is obligated under the terms of the mortgage or related agreement or undertaking to make to a third party, or any disbursement made by a creditor pursuant to the terms of the mortgage to protect the efficacy of the creditor's security, including, without limitation, payment of taxes, insurance premiums, or expenses incurred in making repairs to the property or in the collection of the debt or the enforcement of the mortgage;

(3) Any advance made under a construction or home improvement loan agreement contained or referred to in the mortgage; and

(4) Interest on such advances or disbursements,