58-30-209. Definitions regarding travel insurance. Terms used in §§ 58-30-209 to 58-30-217, inclusive, mean:
(1) "Limited lines travel insurance producer," a:
(a) Licensed managing general underwriter;
(b) Licensed managing general agent or third party administrator; or
(c) Licensed insurance producer, including a limited lines producer,
designated by an insurer as the travel insurance supervising entity as set forth in § 58-30-216;
(2) "Offer and disseminate," providing general information, including a description of the coverage and price, as well as processing the application, collecting premiums, and performing other activities permitted by the state;
(3) "Travel insurance," insurance coverage for personal risks incident to planned travel, including:
(a) Interruption or cancellation of a trip or event;
(b) Loss of baggage or personal effects;
(c) Damages to accommodations or rental vehicles; or
(d) Sickness, accident, disability, or death occurring during travel.
Travel insurance does not include major medical plans, which provide comprehensive medical protection for travelers with trips lasting six months or longer, including those working overseas as an ex-patriot or as deployed military personnel;
(4) "Travel retailer," a business entity that makes, arranges, or offers travel services and may offer and disseminate travel insurance as a service to its customers on behalf of and under the direction of a limited lines travel insurance producer.Source: SL 2014, ch 241, § 5.
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