§ 54-15-6 Request for temporary lifting of security freeze.

SD Codified L § 54-15-6 (2019) (N/A)

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54-15-6. Request for temporary lifting of security freeze. If any consumer wishes to allow the consumer's credit report to be accessed for a specific period of time while a freeze is in place, the consumer shall contact the consumer reporting agency at a point of contact designated by the agency to receive such requests, request that the freeze be temporarily lifted, and provide the following:

(1) Proper identification, which means that information generally deemed sufficient to identify a consumer. Only if the consumer is unable to sufficiently identify himself or herself, may a consumer reporting agency require additional information concerning the consumer's employment and personal or family history in order to verify the consumer's identity;

(2) The unique personal identification number or password provided by the credit reporting agency pursuant to § 54-15-5; and

(3) The proper information regarding the time period for which the report is available to users of the credit report.

Any consumer reporting agency that receives a request to temporarily lift a freeze on a credit report pursuant to this section shall comply with the request no later than three business days after receiving the request.

Source: SL 2006, ch 246, § 6.

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§ 54-15-5 Written confirmation of security freeze.

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§ 54-15-7 Expedited procedures for temporary lifting of security freeze.