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U.S. State Codes
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South-Dakota
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Title 54 - Debtor and Creditor
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Chapter 04 - Money Lending Licenses
Chapter 04 - Money Lending Licenses
§ 54-4-1 Repealed.
§ 54-4-2 Repealed.
§ 54-4-3 to 54-4-35. Repealed.
§ 54-4-36 Definition of terms .
§ 54-4-37 Entities exempt from chapter provisions.
§ 54-4-37.1 Exemption for originating, selling, servicing, or acquiring five or fewer loans in twelve-month period where total of outstanding loans under certain amount--Annual report.
§ 54-4-38 Promulgation of rules.
§ 54-4-39 Compliance with Title 53.
§ 54-4-40 Application for license--Licensure through nationwide mortgage licensing system--Public records--Exemptions.
§ 54-4-41 Rejection or acceptance of application by director.
§ 54-4-42 Bond to be filed with application.
§ 54-4-43 Investigation of facts concerning license application--Requirements for grant of license .
§ 54-4-44 Engaging in business after procurement of license_Maximum finance charge_Violation as misdemeanor_Loan void.
§ 54-4-44.1 Device, subterfuge, or pretense to evade maximum finance charge prohibited_Penalties.
§ 54-4-44.2 Motor vehicle purchase loan--Fees incident to extension of credit.
§ 54-4-44.3 Consumer default--Fees incident to extension of credit.
§ 54-4-44.4 Business-to-business lending exempt.
§ 54-4-45 Duration of license--Renewal.
§ 54-4-46 Transfer of license--Approval required for name change.
§ 54-4-47 Location to be licensed--Change of location.
§ 54-4-48 Cease and desist order for practice not in conformity to requirements--Appeal.
§ 54-4-49 Conditions, denial, nonrenewal, suspension, or revocation of license.
§ 54-4-50 Injunction against licensee for violation.
§ 54-4-51 Court-appointed receivership.
§ 54-4-52 License required.
§ 54-4-53 Deposit of funds.
§ 54-4-54 Payment of annual tax--Exemption.
§ 54-4-55 Exemption from other taxes.
§ 54-4-56 Renewal of application--Tax information--Forms.
§ 54-4-57 Examination of records--Costs--Information--Forms--Application of other provisions.
§ 54-4-58 Information required in contract.
§ 54-4-59 Property insurance required.
§ 54-4-60 Purchase of insurance not condition to receive loan.
§ 54-4-61 Copy provided to debtor.
§ 54-4-62 Satisfaction of loan--Release of assignments.
§ 54-4-63 Advertising.
§ 54-4-64 Application of chapter.
§ 54-4-65 Limitation on renewal, rollover, or flip of short-term consumer loan--Fee.
§ 54-4-66 Maximum amount of payday loan--Violation as misdemeanor.
§ 54-4-67 Production of records located outside state--Alternate procedures--Designated record inspectors.
§ 54-4-68 Appointment of resident agent for service of process--Notice.
§ 54-4-69 Consent to be sued--Form.
§ 54-4-70 Title loans to be evidenced by written agreement--Possession of certification of title--Application of statutes on secured transactions.
§ 54-4-71 Term of title loan--Renewal--Payment amounts--Deferred principal amount.
§ 54-4-72 Default in repayment of title loan--Remedy--Exception--Sale of reposed vehicle--Refund of surplus less expenses.
§ 54-4-73 Debt cancellation contract defined.
§ 54-4-74 Debt suspension contract defined.
§ 54-4-75 Debt cancellation contracts and debt suspension contracts permitted.
§ 54-4-76 Loans by unlicensed lenders uncollectible except for principal .
§ 54-4-77 Prohibited debt collection tactics.
§ 54-4-77.1 Exemptions not applicable to prohibited debt-collection tactics.
§ 54-4-78 Use of nationwide mortgage licensing system and registry for requesting and distributing information.
§ 54-4-79 Contracts for collection and maintenance of records and processing of fees .
§ 54-4-80 Sharing of information collected by director.
§ 54-4-81 Attorney's fees recoverable if provided for in evidence of debt.