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U.S. State Codes
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South-Dakota
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Title 54 - Debtor and Creditor
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Chapter 03A - Consumer Installment Sales Contracts
Chapter 03A - Consumer Installment Sales Contracts
§ 54-3A-1 Definition of terms.
§ 54-3A-2 Items included in amount financed.
§ 54-3A-3 Finance charges on installment sales contract.
§ 54-3A-4 Repealed.
§ 54-3A-5 Additional charges allowed--Disclosure and explanation to consumer--Separate agreement.
§ 54-3A-6 Commencement of term of obligation--Down payments.
§ 54-3A-7 Modification of agreement to increase outstanding obligation prohibited--Exception.
§ 54-3A-8 Rule for computing refund of charges on prepayment.
§ 54-3A-8.1 Restriction on use of rule.
§ 54-3A-9 Rebate of portion of finance charge on prepayment or refinancing--Exceptions.
§ 54-3A-10 Rebate on acceleration of maturity.
§ 54-3A-11 Delinquent installments--Notice of penalty to consumer.
§ 54-3A-12 Imposition and collection of delinquency charge.
§ 54-3A-12.1 Imposition and collection of returned check charge--Maximum.
§ 54-3A-13 Repealed.
§ 54-3A-14 Unilateral deferral by creditor prohibited.
§ 54-3A-15 Deferral agreement requirements.
§ 54-3A-16 Deferral charge not collected on refinancing.
§ 54-3A-17 Refinancing agreement--Rebate excluded.
§ 54-3A-18 Refinancing agreement requirements.
§ 54-3A-19 Creditor's remedies on delinquency.
§ 54-3A-20 Debt forfeited for excessive charges--Costs and attorney fees.
§ 54-3A-21 Limitation on action for excessive charges.
§ 54-3A-22 Demand required before action for excessive charges.
§ 54-3A-23 Proof of unintentional error.
§ 54-3A-24 Promulgation of rules.
§ 54-3A-25 Severability of provisions.