Individuals & Families
Small Businesses
Nonprofits
Employers
Employee Benefits Brokers
PEOs
Credit Unions
Membership Groups
Legal Information
Sign In
/
U.S. State Codes
/
South-Dakota
/
Title 54 - Debtor and Creditor
/
Chapter 03 - Interest And Usury
Chapter 03 - Interest And Usury
§ 54-3-1 Interest defined.
§ 54-3-1.1 Rate of interest set by written agreement--No maximum or usury restriction.
§ 54-3-2 Loan of money--Presumption as to interest.
§ 54-3-3 Annual rate of interest where not specified.
§ 54-3-4 Maximum rate of interest where no rate specified--Commencement where date not specified.
§ 54-3-5 Interest on moneys after they become due--Exception for express contracts or interest rate on bill, statement, or invoice--Limitation on interest rate.
§ 54-3-5.1 Interest on judgments, statutory liens and inverse condemnations.
§ 54-3-6 Legal rate of interest stipulated by contract after breach.
§ 54-3-7 Repealed.
§ 54-3-7.1 Repealed.
§ 54-3-7.2 Repealed.
§ 54-3-8 Interest on loan--Advance deduction.
§ 54-3-9 Repealed.
§ 54-3-10 Repealed.
§ 54-3-11 Repealed.
§ 54-3-12 Repealed.
§ 54-3-13 Regulated lenders exempt from interest rate limitations and usury statutes.
§ 54-3-14 Regulated lenders defined.
§ 54-3-15 Exemption from federal preemption of state usury laws.
§ 54-3-16 Official state interest rates.
§ 54-3-17 Recommendations for amendment of official rates.