Chapter 63 - Individual Life Insurance

Chapter 63 - Individual Life Insurance

Section 38-63-10. Circulation of false or misleading information by life insurers.
Section 38-63-20. Misrepresentations to induce termination or conversion of life insurance policies.
Section 38-63-30. Lower life insurance rates for females lawful.
Section 38-63-40. Life insurance proceeds for insured's spouse, children, or dependents exempt from claims of insured's creditors; exceptions; certain other proceeds exempt from claims of beneficiary's or insured's creditors.
Section 38-63-50. Spendthrift provisions in settlement agreements are valid.
Section 38-63-60. Industrial life insurance.
Section 38-63-80. Interest on lump sum payment of life insurance proceeds.
Section 38-63-90. Attorneys' fees authorized.
Section 38-63-100. Charity or nonprofit corporation as life insurance beneficiary; construction of section.
Section 38-63-210. Whole contract, including application, must appear in policy; oral applications.
Section 38-63-220. Required policy provisions.
Section 38-63-225. Suicide and death exclusions.
Section 38-63-240. Interest rate on insurance policy loans.
Section 38-63-250. Alternative adjustable interest rate.
Section 38-63-260. Policies with face value less than five thousand dollars.
Section 38-63-270. Applicability to policies issued before effective date.
Section 38-63-280. Written disclosures.
Section 38-63-510. Short title; operative date of valuation manual defined.
Section 38-63-520. Paid-up nonforfeiture benefit and cash surrender value provisions are required in life insurance policies.
Section 38-63-530. Minimum cash surrender values.
Section 38-63-540. Minimum paid-up nonforfeiture benefits.
Section 38-63-550. Calculation of cash surrender values and paid-up nonforfeiture benefits when default occurs not on anniversary date of policy.
Section 38-63-560. Additional benefits and premiums must be disregarded.
Section 38-63-570. Calculation of adjusted premiums and present values.
Section 38-63-580. Basis for calculation of adjusted premiums and present values of industrial policies.
Section 38-63-590. Basis for calculation of adjusted premiums and present values of ordinary policies.
Section 38-63-600. Basis for calculating adjusted premiums and present values of policies issued on or after date of election of compliance by insurer or January 1, 1989, if later.
Section 38-63-610. Premiums, values, and benefits of life insurance plans providing for future premium determination.
Section 38-63-620. Calculation of cash surrender values, paid-up nonforfeiture benefits, adjusted premiums, and present values; net value of paid-up additions.
Section 38-63-630. Cash surrender value of policies issued on or after January 1, 1986.
Section 38-63-640. Excepted policies.
Section 38-63-650. Operative date of article.
Section 38-63-660. Promulgation of regulations.

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