Ninguna persona o individuo, excepto aquellas excluidas en las secs. 3053, 3054 y 3055 de este título, podrá dedicarse al negocio de concesión de préstamos hipotecarios, al negocio de corretaje de préstamos hipotecarios o a la originación de préstamos hipotecarios en Puerto Rico, sin antes obtener una licencia expedida bajo este capítulo por el Comisionado como se dispone más adelante.
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