Será sancionada con pena de reclusión por un término fijo de ocho (8) años, toda persona que con el propósito de defraudar a otra, utilice un aparato de escaneo para acceder, leer, obtener, memorizar o almacenar, temporera o permanentemente, información codificada o contenida en la cinta magnética de una tarjeta de crédito o débito o de cualquier otra índole sin la autorización de su legítimo dueño o usuario.
Será sancionada con pena de reclusión por un término fijo de ocho (8) años, toda persona que, con el propósito de defraudar a otra, utilice un codificador para colocar información codificada en la cinta o banda magnética de una tarjeta de crédito o débito, en la cinta o banda magnética de otra tarjeta o en cualquier otro medio electrónico que permita que ocurra una transacción sin el permiso del usuario autorizado de la tarjeta de crédito o débito de la cual se obtuvo la información codificada. Si la persona convicta en cualquiera de las modalidades anteriores es una persona jurídica será sancionada con pena de multa hasta treinta mil dólares ($30,000).
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