El acreedor hipotecario podrá comenzar un proceso legal de cobro de dinero y ejecución hipotecaria, siempre y cuando se haya culminado el proceso de mitigación de pérdidas establecidos en este capítulo y los procesos del Reglamento X, y habiéndose notificado al deudor hipotecario, preservando los derechos del deudor ya establecidos en la Regulación X para poder apelar cualquier decisión.
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