Cuando el cedente de buena fe se hubiese hecho responsable de la solvencia del deudor, y los contratantes no hubieran estipulado nada sobre la duraciónde la responsabilidad, durará sólo un (1) año, contado desde la cesión del crédito, si estaba ya vencido el plazo.
Si el crédito fuere pagadero en término o plazo todavía no vencido, la responsabilidad cesaráun (1) año después del vencimiento.
Si el crédito consistiere en una renta perpetua, la responsabilidad se extinguirá a los diez (10) años, contados desde la fecha de la cesión.
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