En caso de venta de la finca hipotecada, el deudor obligacional no será relevado de su responsabilidad hasta tanto el acreedor preste su consentimiento expreso. Una cláusula de retención del precio por el comprador para pagar el importe de una hipoteca no libera al vendedor y deudor hipotecario original de su responsabilidad, en ausencia de consentimiento expreso del acreedor.
Si no se ha pactado la transmisión de la obligación, pero el comprador descuenta su importe del precio de venta, o lo retiene, aunque no se exprese en la escritura, y al vencimiento de la obligación ésta es satisfecha por el deudor que vendió la finca, quedará subrogado éste en el lugar y grado del acreedor hasta tanto el comprador le reintegre el total adeudado.
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