(a) No tienen el propósito o efecto de tratar la condición de víctima de maltrato como una condición de salud o factor de asegurabilidad;
(b) no se basan en una correlación real o percibida entre una condición de salud y el maltrato;
(c) se permiten por ley y se aplican de la misma manera y con el mismo alcance a todas las personas cubiertas o asegurados, actuales o potenciales, que tengan una condición de salud similar, independientemente si la condición o reclamación se relaciona con el maltrato, y
(d) excepto en el caso de alguna acción relacionada con una reclamación, se basan en una determinación hecha conforme a los principios actuariales establecidos y sustentada con evidencia estadística razonable de que hay una correlación entre la condición de saludy un aumento sustancial de riesgo con respecto al seguro.
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