(1) Hacia una persona que es un deudor u obligado, a menos que el acreedor garantizado conozca:
(A) Que la persona es un deudor u obligado;
(B) la identidad de la persona, y
(C) como comunicarse con la persona; o
(2) hacia un acreedor garantizado o tenedor de gravamen que ha radicado una declaración de financiamiento contra una persona, a menos que el acreedor garantizado conozca:
(A) Que la persona es un deudor, y
(B) la identidad de la persona.
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