Las disposiciones de este capítulo no aplican a certificados emitidos en papel, tarjetas pre-pagadas de telecomunicaciones, tarjetas de regalo de circuito abierto, tarjetas recargables y que no son mercadeadas o identificadas como tarjetas de regalo, tarjetas emitidas como parte de un premio o programa promocional y que no conllevan desembolso de dinero a cambio, ni a aquellas tarjetas de regalo que hayan sido compradas en una fecha anterior a la vigencia de la presente ley. Las disposiciones de este capítulo tampoco aplican a tarjetas de regalo, de cualquier tipo, que sean emitidas y/o administradas por un banco en Puerto Rico.
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