El comisionista encargado de una expedición de efectos, que tuviere orden para asegurarlos, será responsable, si no lo hiciere, de los daños que a éstos sobrevengan, siempre que estuviere hecha la provisión de fondos necesaria para pagar el premio del seguro, o se hubiere obligado a anticiparlos y dejare de dar aviso inmediato al comitente, de la imposibilidad de contratarle.
Si durante el riesgo el asegurador se declarase en quiebra, tendrá el comisionista obligación de renovar el seguro, a no haberle prevenido cosa en contrario el comitente.
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