El comprador de certificados de mercancía o de crédito tendrá derecho a devolver en cualquier momento todos aquellos certificados de mercancía o de crédito que no hayan sido canjeados por mercancía y servicios y deberá entonces acreditársele al comprador el valor total a la par de dicho certificado al monto pro rata de los cargos por financiamiento cobrados sobre los mismos, el cual será computado desde la fecha de emisión de los certificados de mercancía devueltos. No será necesario hacer reembolso alguno si el monto del certificado fuese menor de $1.00.
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