This chapter shall not apply to all of the following:
(1) An annuity contract that does not require the insurer to pay benefits to the beneficiary of the policy.
(2) A policy that provides a death benefit under the Employee Retirement Income Security Act of 1974 (Public Law 93-406, 88 Stat. 829).
(3) A Federal employee benefit program.
(4) A policy to fund funeral or burial services.
(5) A policy of credit life insurance or health and accident insurance.
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