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Volume : 18 - Financial Ins...
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Chapter 746 - Trade Practices
Chapter 746 - Trade Practices
Section 746.005 - Trade practices exempted from prohibitions.
Section 746.010
Section 746.015 - Discrimination; noncompliance; hearing.
Section 746.018 - Discrimination in issuance of burglary, theft, robbery or casualty policies prohibited.
Section 746.021 - Discrimination under health benefit plans.
Section 746.023 - Discrimination against living donors or body part donors with respect to life insurance, health insurance or long term care insurance.
Section 746.025 - Securities or other contracts as inducement to insurance.
Section 746.030
Section 746.035 - Inducements not specified in policy.
Section 746.045 - Prohibition on rebates; exceptions; rules.
Section 746.055 - Title insurance commissions, rebates and discounts.
Section 746.065 - Personal or controlled insurance.
Section 746.075 - Misrepresentation generally.
Section 746.080
Section 746.085 - Regulating replacement of life insurance; compensation of insurance producers; rules.
Section 746.100 - Misrepresentation in insurance applications or transactions.
Section 746.110 - False, deceptive or misleading statements.
Section 746.115 - Advertisements in languages other than English.
Section 746.120 - Illegal dealing in premiums.
Section 746.125 - Limitation on coverage of eye care services.
Section 746.130 - Insurance connected to sale or rental of property; prohibition; exceptions; charges.
Section 746.135 - Genetic tests and information; rules.
Section 746.137 - Reimbursement of private emergency responder’s actual expenses in emergency response.
Section 746.140 - Sale of life insurance with securities; written proposal; application of securities law.
Section 746.145 - Workers’ compensation insurance; combination of group of employers; purpose; conditions.
Section 746.147 - Workers’ compensation insurance; quoting premiums.
Section 746.150 - Other insurance; combination of experience of group of persons or risks; purpose; rules; conditions.
Section 746.155 - Applicability of ORS 746.145 and 746.150.
Section 746.160 - Practices injurious to free competition.
Section 746.195 - Insurance on property securing loan or credit; certain practices by depository institutions prohibited.
Section 746.201 - Depository institution to obtain required property insurance when borrower does not; notice required.
Section 746.213 - Definitions for ORS 746.213 to 746.219.
Section 746.215 - Regulation of depository institutions with regard to insurance sales or solicitations.
Section 746.217 - Disclosures to customers.
Section 746.219 - Investigatory powers.
Section 746.220 - Debtor’s option in furnishing credit life or credit health insurance.
Section 746.230 - Unfair claim settlement practices.
Section 746.233 - Unfair claim settlement practices with respect to prior authorizations of health care items or services.
Section 746.240 - Undefined trade practices injurious to public prohibited.
Section 746.260 - Driving record not to be considered in issuance of motor vehicle insurance.
Section 746.265 - Purposes for which abstract of nonemployment driving record may be considered.
Section 746.270 - Use of past investment or predicted future investment experience in sale of variable life insurance policies.
Section 746.275 - Definitions for ORS 746.275 to 746.300.
Section 746.280 - Designation of particular motor vehicle repair shop by insurer prohibited; notice; limitation of costs.
Section 746.285 - Notice of prohibition in motor vehicle repair shops; size; location.
Section 746.287 - Insurer requirement of installation of aftermarket crash part in vehicle.
Section 746.289 - Insurer offer of crash part warranty.
Section 746.290 - Notice of prohibition in policies and by adjusters.
Section 746.292 - Motor vehicle repair shops; invoices; estimates; warranties; prohibited practices.
Section 746.295 - Proof and amount of loss under motor vehicle liability policies; determination by insurer.
Section 746.300 - Liability of insurers and motor vehicle repair shops for damages; attorney fees.
Section 746.305 - Rules.
Section 746.307
Section 746.308 - Violation of provisions regarding totaled vehicles as violation of Insurance Code.
Section 746.310 - Representing or aiding unauthorized insurer prohibited; insurance producer liable to insured.
Section 746.320 - Service of process equivalent to personal service on unauthorized foreign or alien insurer.
Section 746.330 - Judgment by default after service of process under ORS 746.320.
Section 746.340 - Conditions to be met by defendant unauthorized insurer before filing motions or pleadings.
Section 746.350 - Attorney fee allowable to prevailing party.
Section 746.360 - Exceptions to application of unauthorized insurer service of process law.
Section 746.370 - Records of insureds.
Section 746.405 - Definitions for ORS 746.405 to 746.530.
Section 746.422 - Inquiries from director to premium finance company.
Section 746.425 - Applicability of ORS 746.405 to 746.530.
Section 746.465 - Records required of premium finance companies; form; inspection.
Section 746.470 - Prohibition against interfering with premium financing recommendation.
Section 746.475 - Premium finance agreements; contents; form; delivery; notice to insurer.
Section 746.485 - Regulation of service charge for premium financing; method of computation; prepayment.
Section 746.495 - Delinquency charges regulated.
Section 746.505 - Cancellation of policy by premium finance company; notice required; effective date of cancellation.
Section 746.515 - Return of unearned premiums on cancellation.
Section 746.525 - Agreement effective as security interest.
Section 746.530 - Attorney fees.
Section 746.600 - Definitions for ORS 746.600 to 746.690.
Section 746.605 - Purpose.
Section 746.606 - Information privacy standards for health insurers.
Section 746.607 - Use and disclosure of personal information.
Section 746.608 - Rules.
Section 746.609 - Exemptions for health insurers.
Section 746.610 - Application of ORS 746.600 to 746.690.
Section 746.611 - Personal representative of deceased person.
Section 746.612 - No right of action.
Section 746.615 - Pretext interviews prohibited.
Section 746.620 - Notice of insurance information practices; exceptions; rules.
Section 746.625 - Marketing and research surveys.
Section 746.630 - Authorization for disclosure of certain information; forms; revocation.
Section 746.632 - Genetic information used for treatment; authorization; disclosure.
Section 746.635 - Investigative consumer reports.
Section 746.640 - Access to recorded personal information.
Section 746.645 - Correction, amendment or deletion of recorded personal information.
Section 746.650 - Reasons for adverse underwriting decisions.
Section 746.655 - Information concerning previous adverse underwriting decisions.
Section 746.660 - Basing adverse underwriting decision on previous adverse decision.
Section 746.661 - Use of credit history or insurance score.
Section 746.662 - Filing of insurance scoring models.
Section 746.663 - Cancellation or nonrenewal of personal insurance policies based on credit history or insurance score.
Section 746.665 - Limitations and conditions on disclosure of certain information.
Section 746.668 - Relationship of ORS 746.620, 746.630 and 746.665 to federal Fair Credit Reporting Act.
Section 746.670 - Investigatory powers.
Section 746.675 - Service of process on out-of-state insurance-support organizations.
Section 746.680 - Remedies.
Section 746.685 - Liability for disclosure of information.
Section 746.686 - Use of prior claim or inquiry in determination to issue or renew homeowner insurance policy; rules.
Section 746.687 - Cancellation of homeowner insurance policy.
Section 746.688 - Use of loss history reports; notice to consumer.
Section 746.690 - Obtaining information under false pretenses prohibited.
Section 746.991 - Penalties.