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Volume : 18 - Financial Ins...
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Chapter 743 - Health and Life Insurance
Chapter 743 - Health and Life Insurance
Section 743.003
Section 743.004 - Submission of information by carriers offering health benefit plans.
Section 743.005 - Protection of health information report.
Section 743.006
Section 743.007 - Data reporting.
Section 743.008 - Reporting requirements; rules.
Section 743.009
Section 743.010 - Health insurance policy and health benefit plan forms; expenditures on primary care; rules.
Section 743.012
Section 743.013
Section 743.015 - Filing and approval of credit life and credit health insurance forms; filing of rates.
Section 743.018 - Filing of rates for life and health insurance; rules.
Section 743.019 - Procedure for review of proposed rates for health benefit plans; rules.
Section 743.020 - Rate filing to include statement of administrative expenses; rules.
Section 743.021
Section 743.022 - Premium rates for individual health benefit plans.
Section 743.023 - Electronic administration; discounted rates; requirements.
Section 743.024
Section 743.025 - Rate filing to include prescription drug cost information; reports to Legislative Assembly.
Section 743.027
Section 743.028 - Uniform health insurance claim forms.
Section 743.029 - Uniform standards for health care financial and administrative transactions; rules.
Section 743.030
Section 743.031 - Stakeholder work group to recommend uniform standards.
Section 743.033
Section 743.034 - Coordination with Oregon Health Authority concerning uniform standards; Department of Human Services to be subject to standards.
Section 743.035 - Uniform prior authorization form for prescription drug benefits; consultation with Oregon Health Authority; rules.
Section 743.037
Section 743.038 - Consent of individual required for life and health insurance; exceptions.
Section 743.039 - Alteration of application for life or health insurance.
Section 743.040 - Personal insurance, insurable interest and beneficiaries.
Section 743.041 - Payment discharges insurer.
Section 743.042
Section 743.043 - Assignment of policies.
Section 743.044 - Life insurance for benefit of charity.
Section 743.045
Section 743.046 - Exemption of proceeds of individual life insurance other than annuities.
Section 743.047 - Exemption of proceeds of group life insurance.
Section 743.048
Section 743.049 - Exemption of proceeds of annuity policies; assignability of rights.
Section 743.050 - Exemption of proceeds of health insurance.
Section 743.051
Section 743.052
Section 743.053 - Prohibition on requirement that death or dismemberment occur in less than 180 days after accident.
Section 743.054
Section 743.056
Section 743.057
Section 743.060
Section 743.061
Section 743.062
Section 743.063
Section 743.064
Section 743.065
Section 743.066
Section 743.069
Section 743.072
Section 743.075
Section 743.078
Section 743.080
Section 743.081
Section 743.082
Section 743.083
Section 743.084
Section 743.085
Section 743.086
Section 743.087
Section 743.093
Section 743.096
Section 743.099
Section 743.100 - Short title.
Section 743.101 - Purpose.
Section 743.102
Section 743.103 - Definitions for ORS 743.100 to 743.109.
Section 743.104 - Scope of ORS 743.100 to 743.109.
Section 743.105
Section 743.106 - Reading ease standards for life and health insurance policies.
Section 743.107 - When director may authorize lower standards.
Section 743.108
Section 743.109 - Approval of certain policy forms containing specified provisions; conditions for approval.
Section 743.111
Section 743.114
Section 743.115
Section 743.116
Section 743.117
Section 743.118
Section 743.119
Section 743.120
Section 743.123
Section 743.125
Section 743.128
Section 743.132
Section 743.135
Section 743.138
Section 743.140
Section 743.143
Section 743.145
Section 743.147
Section 743.150 - Scope of ORS 743.150, 743.153 and 743.156.
Section 743.153 - Statement of benefits.
Section 743.154 - Acceleration of death benefits; rules.
Section 743.156 - Statement of premium.
Section 743.159 - Scope of ORS 743.162 to 743.243.
Section 743.162 - Payment of premium.
Section 743.165 - Grace period.
Section 743.168 - Incontestability.
Section 743.171 - Incontestability and limitation of liability after reinstatement.
Section 743.174 - Entire contract.
Section 743.177 - Statements of insured.
Section 743.180 - Misstatement of age.
Section 743.183 - Dividends.
Section 743.186 - Policy loan.
Section 743.187 - Maximum interest rate on policy loan; adjustable interest rate.
Section 743.189 - Reinstatement.
Section 743.192 - Payment of claim; payment of interest upon failure to pay proceeds.
Section 743.195 - Installment payments.
Section 743.198 - Title.
Section 743.201 - Beneficiary of industrial policies.
Section 743.204 - Standard Nonforfeiture Law for Life Insurance; applicability.
Section 743.207 - Required provisions relating to nonforfeiture.
Section 743.210 - Determination of cash surrender values; applicability to certain policies.
Section 743.213 - Determination of paid-up nonforfeiture benefits.
Section 743.215 - Calculation of adjusted premiums.
Section 743.216 - Adjusted premiums; applicability.
Section 743.218 - Requirements for determination of future premium amounts or minimum values.
Section 743.219 - Supplemental rules for calculating nonforfeiture benefits.
Section 743.221 - Cash surrender values upon default in premium payment.
Section 743.222 - Policy benefits and premiums that shall be disregarded in calculating cash surrender values and paid-up nonforfeiture benefits.
Section 743.225 - Prohibited provisions.
Section 743.228 - Acts of corporate insured or beneficiary with respect to policy.
Section 743.230 - Variable life policy provisions.
Section 743.231 - "Profit-sharing policy" defined.
Section 743.234 - "Charter policy" or "founders policy" defined.
Section 743.237 - "Coupon policy" defined.
Section 743.240 - Profit-sharing, charter or founders policies prohibited.
Section 743.243 - Restrictions on form of coupon policy.
Section 743.245 - Variable life insurance policy provisions.
Section 743.247 - Notice to variable life insurance policyholders.
Section 743.252 - Scope of ORS 743.255 to 743.273.
Section 743.255 - Grace period for annuities.
Section 743.258 - Incontestability.
Section 743.261 - Entire contract.
Section 743.264 - Misstatement of age or sex.
Section 743.267 - Dividends.
Section 743.268 - Advancement of policy loans.
Section 743.269 - Periodic payments for period certain.
Section 743.270 - Reinstatement.
Section 743.271 - Periodic stipulated payments on variable annuities.
Section 743.272 - Computing benefits.
Section 743.273 - Standard provisions of reversionary annuities.
Section 743.275 - Standard Nonforfeiture Law for Individual Deferred Annuities; application.
Section 743.278 - Required provisions in annuity policies; exception.
Section 743.284 - Computation of benefits.
Section 743.287 - Commencement of annuity payments at optional maturity dates; calculation of benefits.
Section 743.290 - Notice of nonpayment of certain benefits to be included in annuity policy.
Section 743.293 - Minimum forfeiture amounts for annuity policies; rules.
Section 743.295 - Effect of certain life insurance and disability benefits on minimum nonforfeiture amounts.
Section 743.298 - Penalties, fees or charges; rules.
Section 743.303 - Requirements for issuance of group life insurance policies.
Section 743.306 - Required provisions in group life insurance policies.
Section 743.309 - Nonforfeiture provisions.
Section 743.312 - Grace period.
Section 743.315 - Incontestability.
Section 743.318 - Application; representations by policyholders and insureds.
Section 743.321 - Evidence of insurability.
Section 743.324 - Misstatement of age.
Section 743.327 - Payments under policy; payment of interest upon failure to pay proceeds.
Section 743.330 - Issuance of certificates.
Section 743.333 - Termination of individual coverage.
Section 743.336 - Termination of policy or class of insured persons.
Section 743.339 - Death during period for conversion to individual policy.
Section 743.342 - Statement furnished to insured under credit life insurance policy.
Section 743.345 - Assignability of group life policies.
Section 743.348 - Certain sales practices prohibited.
Section 743.350
Section 743.351 - Eligibility of association to be group life policyholder; rules.
Section 743.353
Section 743.354 - Requirements for certain group life policies issued to trustees of certain funds; rules.
Section 743.356 - Continuing coverage upon replacement of group life policy.
Section 743.357
Section 743.358 - Borrowing by certificate holders under group life policy.
Section 743.360 - Alternative group life insurance coverage.
Section 743.362
Section 743.365
Section 743.368
Section 743.370
Section 743.371 - Definitions for credit life and credit health insurance provisions.
Section 743.372 - Applicability of credit life and credit health insurance provisions.
Section 743.373 - Forms of credit life and credit health insurance.
Section 743.374 - Limits on amount of credit life insurance.
Section 743.375 - Limit on amount of credit health insurance.
Section 743.376 - Duration of credit life and credit health insurance.
Section 743.377 - Credit life and credit health insurance policy or group certificate; contents; delivery of policy, certificate or copy of application.
Section 743.378 - Charges and refunds to debtor.
Section 743.379 - Status of remuneration to creditor.
Section 743.380 - Claim report and payment.
Section 743.402 - Exceptions to individual health insurance policy requirements.
Section 743.405 - General requirements for health insurance policies.
Section 743.406 - Required provisions in group health insurance policies.
Section 743.408 - Mandatory provisions.
Section 743.411 - Entire contract; changes.
Section 743.412
Section 743.414 - Time limit on certain defenses; incontestability.
Section 743.417 - Grace period.
Section 743.420 - Reinstatement.
Section 743.423 - Notice of claim.
Section 743.426 - Claim forms.
Section 743.429 - Proofs of loss.
Section 743.432 - Time of payment of claims.
Section 743.435 - Payment of claims.
Section 743.438 - Physical examinations and autopsy.
Section 743.441 - Legal actions.
Section 743.444 - Change of beneficiary.
Section 743.447 - Optional provisions.
Section 743.450 - Change of occupation.
Section 743.453 - Misstatement of age.
Section 743.456 - Other insurance in same insurer.
Section 743.459 - Insurance with other insurers; expense incurred benefits.
Section 743.462 - Insurance with other insurers; other than expense incurred benefits.
Section 743.465 - Relation of earnings to insurance.
Section 743.468 - Unpaid premium.
Section 743.471 - Cancellation.
Section 743.472 - Permissible reasons for cancellation or refusal to renew.
Section 743.474 - Conformity with state statutes.
Section 743.477 - Illegal occupation.
Section 743.480
Section 743.483 - Arrangement of provisions.
Section 743.486 - Scope of term "insured" in statutory policy provisions.
Section 743.489 - Extension of coverage beyond policy period; effect of misstatement of age.
Section 743.492 - Policy return and premium refund provision.
Section 743.495 - Use of terms "noncancelable" or "guaranteed renewable"; synonymous terms.
Section 743.498 - Statement in policy of cancelability or renewability.
Section 743.499
Section 743.521 - Leased workers; offering group health insurance.
Section 743.522 - Additional groups designated by director.
Section 743.523 - Certain sales practices prohibited.
Section 743.524 - Eligibility of association to be group health policyholder; rules.
Section 743.526 - Determination of whether trustees are policyholders; consequences; rules.
Section 743.527
Section 743.528
Section 743.529
Section 743.530
Section 743.531
Section 743.533
Section 743.534
Section 743.535 - Health benefit coverage for guaranteed association.
Section 743.536 - "Blanket health insurance" defined.
Section 743.537 - Required provisions for blanket health insurance policies.
Section 743.540 - Application and certificates not required for blanket health insurance policies.
Section 743.543 - Payment of benefits under blanket health insurance policies.
Section 743.546 - Exemption of policy form approval for blanket health insurance policies.
Section 743.550 - Student health insurance.
Section 743.551 - Student health benefit plans; rules.
Section 743.552
Section 743.556
Section 743.560
Section 743.561
Section 743.562
Section 743.564
Section 743.565
Section 743.566
Section 743.567
Section 743.570
Section 743.573
Section 743.576
Section 743.579
Section 743.582
Section 743.585
Section 743.588
Section 743.600
Section 743.601
Section 743.602
Section 743.603
Section 743.606
Section 743.607
Section 743.609
Section 743.610
Section 743.612
Section 743.615
Section 743.618
Section 743.621
Section 743.624
Section 743.627
Section 743.630
Section 743.633
Section 743.636
Section 743.639
Section 743.642
Section 743.645
Section 743.648
Section 743.650 - Long Term Care Insurance Act; purpose; application.
Section 743.651
Section 743.652 - Definitions for ORS 743.650 to 743.665.
Section 743.653 - Prohibition on certain policies.
Section 743.654
Section 743.655 - Rules; disclosure; contents of policy.
Section 743.656 - Eligibility for benefits; providers required to be covered.
Section 743.657
Section 743.658 - Notice of lapse or termination; rules.
Section 743.660
Section 743.662 - Rescission of policy and denial of claims.
Section 743.663
Section 743.664 - Offer of nonforfeiture benefit; rules.
Section 743.665 - Prompt pay requirements; rules.
Section 743.666
Section 743.669
Section 743.672
Section 743.675
Section 743.678
Section 743.680 - Definitions for ORS 743.680 to 743.689.
Section 743.681
Section 743.682 - Application of ORS 743.680 to 743.689.
Section 743.683 - Policy contents; standards for benefit and claims payments; rules.
Section 743.684 - Filing of policy; loss ratio standards; insurance producer compensation.
Section 743.685 - Outline of coverage; information brochure; rules.
Section 743.686 - Right to return of policy; premium refund.
Section 743.687 - Advertising.
Section 743.688 - Rules.
Section 743.689 - Director’s authority upon violation of ORS 743.680 to 743.689.
Section 743.690
Section 743.691
Section 743.693
Section 743.694
Section 743.695
Section 743.697
Section 743.699
Section 743.700
Section 743.701
Section 743.703
Section 743.705
Section 743.706
Section 743.707
Section 743.708
Section 743.709
Section 743.710
Section 743.711
Section 743.712
Section 743.713
Section 743.714
Section 743.717
Section 743.718
Section 743.719
Section 743.720
Section 743.721
Section 743.723
Section 743.725
Section 743.726
Section 743.727
Section 743.728
Section 743.729
Section 743.730
Section 743.731
Section 743.732
Section 743.733
Section 743.734
Section 743.735
Section 743.736
Section 743.737
Section 743.738
Section 743.741
Section 743.744
Section 743.745
Section 743.747
Section 743.748
Section 743.749
Section 743.750
Section 743.751
Section 743.752
Section 743.753
Section 743.754
Section 743.755
Section 743.756
Section 743.757
Section 743.758
Section 743.759
Section 743.762
Section 743.763
Section 743.764
Section 743.765
Section 743.766
Section 743.767
Section 743.768
Section 743.769
Section 743.770
Section 743.771
Section 743.772
Section 743.773
Section 743.774
Section 743.776
Section 743.777
Section 743.778
Section 743.779
Section 743.780
Section 743.781
Section 743.782
Section 743.783
Section 743.784
Section 743.785
Section 743.786
Section 743.787 - Definitions for ORS 743.788.
Section 743.788 - Prescription drug identification card.
Section 743.789
Section 743.790 - Rules for prescription drug identification cards.
Section 743.791
Section 743.792
Section 743.793
Section 743.794
Section 743.795
Section 743.796
Section 743.797
Section 743.798
Section 743.799
Section 743.800
Section 743.801
Section 743.802
Section 743.803
Section 743.804
Section 743.805
Section 743.806
Section 743.807
Section 743.808
Section 743.810
Section 743.811
Section 743.812
Section 743.813
Section 743.814
Section 743.815
Section 743.816
Section 743.817
Section 743.818
Section 743.819
Section 743.820
Section 743.821
Section 743.822
Section 743.823
Section 743.824 - Cash dividends for healthy behaviors.
Section 743.825
Section 743.826 - Requirements for catastrophic plans.
Section 743.827
Section 743.828
Section 743.829
Section 743.830
Section 743.831
Section 743.833
Section 743.834
Section 743.835
Section 743.837
Section 743.839
Section 743.840
Section 743.842
Section 743.845
Section 743.847
Section 743.850
Section 743.851
Section 743.852
Section 743.853
Section 743.854
Section 743.855
Section 743.856
Section 743.857
Section 743.858
Section 743.859
Section 743.860
Section 743.861
Section 743.862
Section 743.863
Section 743.864
Section 743.865
Section 743.866
Section 743.868
Section 743.870
Section 743.871
Section 743.874
Section 743.875
Section 743.876
Section 743.878
Section 743.880
Section 743.883
Section 743.885
Section 743.890
Section 743.893
Section 743.894
Section 743.900
Section 743.905
Section 743.910
Section 743.911
Section 743.912
Section 743.913
Section 743.916
Section 743.917
Section 743.918
Section 743.920
Section 743.923
Section 743.925
Section 743.930
Section 743.940
Section 743.942
Section 743.944
Section 743.946
Section 743.948
Section 743.950