A person is guilty of criminal use of a public benefit card in the second degree when he or she knowingly:
1. Loans money or otherwise provides property or services on credit, and accepts a public benefit card as collateral or security for the repayment of such loan or for the provision of such property or services;
2. Obtains a public benefit card in exchange for a benefit; or
3. Transfers or delivers a public benefit card to another (a) in exchange for money or a controlled substance as defined in subdivision five of section 220.00, or (b) for the purpose of committing an unlawful act.
Criminal use of a public benefit card in the second degree is a class A misdemeanor.
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