§ 84. Effect of discharge as to foreign contracts or creditors. In either of the following cases, such a discharge does not affect a debt or liability, founded upon a contract, unless it was owing, when the petition was presented, to a resident of the state; or the creditor has executed a consent to the discharge; or has appeared in the proceedings; or has received a dividend from the trustee:
1. Where the contract was made with a person, not a resident of the state.
2. Where it was made and to be performed without the state.
3. Where the creditor was not, at the time of the discharge, a resident of the state.
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