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U.S. State Codes
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Nevada
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Chapter 686A - Trade Practices and Frauds; Fina...
Chapter 686A - Trade Practices and Frauds; Financing of Premiums
NRS 686A.010 - Purpose.
NRS 686A.015 - Jurisdiction of Commissioner; Commissioner to establish program to investigate unfair and deceptive trade practices.
NRS 686A.020 - Unfair methods and deceptive acts prohibited.
NRS 686A.025 - Unfair acts and practices: Disclosure of nonpublic personal information in manner contrary to federal law.
NRS 686A.027 - Unfair acts and practices: Use of contractual discount without applicable contractual relationship. [Effective January 1, 2020.]
NRS 686A.030 - Misrepresentation and false advertising of policies prohibited.
NRS 686A.040 - False information and advertising prohibited.
NRS 686A.050 - “Twisting” prohibited.
NRS 686A.055 - Prohibited use of fact that insurance is covered by Nevada Insurance Guaranty Association or Nevada Life and Health Insurance Guaranty Association.
NRS 686A.060 - Replacement of life insurance.
NRS 686A.070 - Falsification of records or financial statements prohibited; penalty.
NRS 686A.080 - Defamatory statement concerning person engaged or proposing to engage in business of insurance prohibited.
NRS 686A.085 - Bank prohibited from requiring customers to purchase insurance from parent, subsidiary or affiliate of bank.
NRS 686A.090 - Boycott, coercion or intimidation tending to result in unreasonable restraint of or monopoly in business of insurance prohibited.
NRS 686A.095 - Cancellation or restriction of agent’s authority based solely on submission of claims prohibited.
NRS 686A.100 - Life insurance, annuities and health insurance: Unfair discrimination prohibited.
NRS 686A.110 - Life insurance, annuities and health insurance: Rebates and other inducements prohibited; exceptions.
NRS 686A.120 - Life insurance, annuities and health insurance: Exceptions to provisions limiting discrimination, rebates and use of securities as inducements.
NRS 686A.130 - Property, casualty, surety and title insurance: Unfair discrimination and rebates prohibited; exceptions.
NRS 686A.140 - Violations concerning rebates and inducements: Penalties; effect.
NRS 686A.150 - Using security, advisory board contract or agreement offering or promising profit as inducement prohibited.
NRS 686A.160 - Enforcement: Prohibited practices.
NRS 686A.170 - Enforcement: Undefined practices.
NRS 686A.180 - Service of process upon unauthorized insurers.
NRS 686A.183 - Cease and desist orders and penalties for prohibited practices; modification and setting aside of Commissioner’s orders.
NRS 686A.185 - Review and finality of Commissioner’s orders.
NRS 686A.187 - Penalties for violating cease and desist order.
NRS 686A.190 - Interlocking ownership or management.
NRS 686A.200 - Favored agent or insurer.
NRS 686A.210 - Service and processing charges prohibited.
NRS 686A.220 - Favored agent or surety for bonds under public building or construction contract.
NRS 686A.230 - Illegal dealing in premiums; excess charges for insurance; regulations related to fees of broker, consultant or financial planner; written contract for consultation.
NRS 686A.240 - Favoritism to groups prohibited; exceptions.
NRS 686A.250 - Use of insurance or annuity as inducement for purchase or rental of property or services prohibited; exceptions.
NRS 686A.260 - Revocation or suspension of license for violation of laws of other state.
NRS 686A.270 - Knowledge of insurer of prohibited acts.
NRS 686A.280 - Use of name deceptively implying person is insurer prohibited.
NRS 686A.281 - Definitions.
NRS 686A.2815 - “Insurance fraud” defined.
NRS 686A.282 - “Investigative or law enforcement agency” defined.
NRS 686A.2825 - “Practitioner” defined. [Effective through December 31, 2019.]
NRS 686A.2825 - “Practitioner” defined. [Effective January 1, 2020.]
NRS 686A.283 - Reporting requirements; duties of Commissioner and Attorney General; prosecution by district attorney.
NRS 686A.285 - Report by insurer of suspicion that loss to insured was caused by other than accidental or natural occurrence.
NRS 686A.287 - Provision by insurer of information concerning fraud upon request by Attorney General, Commissioner or certain agencies.
NRS 686A.289 - Provision to insurer of information concerning fraud upon completion of investigation or prosecution; confidentiality of information.
NRS 686A.290 - Applications for insurance: Prohibited acts and penalties.
NRS 686A.291 - Criminal penalty for insurance fraud.
NRS 686A.292 - Additional penalties for insurance fraud; payment of expenses of Fraud Control Unit; persons who are victims for purposes of restitution.
NRS 686A.295 - Commissioner and Attorney General to notify agency when person licensed by or registered with agency is convicted of insurance fraud.
NRS 686A.300 - Delay in payment of claim for damages to motor vehicle after receipt of statement of charges prohibited; settling claim without providing for repair of vehicle permitted; exception.
NRS 686A.310 - Unfair practices in settling claims; liability of insurer for damages.
NRS 686A.313 - Required coordination by multiple insurers for certain dental claims; denial of claim prohibited; regulations.
NRS 686A.315 - Notice required with certain billing and claim forms submitted to insurers.
NRS 686A.325 - Settlement of third-party liability claims; written notice of payment; failure to serve notice.
NRS 686A.330 - Definitions.
NRS 686A.335 - Applicability of chapter 696B of NRS.
NRS 686A.340 - Engaging in business of company without license prohibited.
NRS 686A.350 - Exemptions from requirement of licensing.
NRS 686A.360 - Application for license.
NRS 686A.370 - True name and fictitious name of licensee; grounds for disapproval of name.
NRS 686A.380 - Renewal of license.
NRS 686A.385 - Schedule of rates and charges to be filed with Commissioner.
NRS 686A.390 - Approval of forms.
NRS 686A.400 - Records: Maintenance; form of preservation; open to Commissioner.
NRS 686A.410 - Examination of company by Commissioner.
NRS 686A.420 - Contents of agreement.
NRS 686A.430 - Furnishing of completed copy of agreement to insured.
NRS 686A.440 - Interest; prepayment.
NRS 686A.450 - Permissible charges: Late payment; returned check; collection costs or attorney’s fees.
NRS 686A.460 - Cancellation of insurance policy by company.
NRS 686A.470 - Return of unearned premium.
NRS 686A.480 - Prohibited payments: Membership in motor club; policy of insurance covering death or dismemberment.
NRS 686A.490 - No recourse against agent; limitation on inducements; prohibited acts by company, agent or broker.
NRS 686A.500 - Disclosure of financial interest required; agent or broker who submits or performs services in connection with agreement prohibited from receiving compensation.
NRS 686A.510 - Penalties.
NRS 686A.520 - Applicability of other provisions.
NRS 686A.600 - Definitions.
NRS 686A.610 - “Adverse action” defined.
NRS 686A.620 - “Affiliate” defined.
NRS 686A.630 - “Consumer credit report” defined.
NRS 686A.640 - “Consumer reporting agency” defined.
NRS 686A.650 - “Credit information” defined.
NRS 686A.660 - “Insurance score” defined.
NRS 686A.670 - Applicability.
NRS 686A.680 - Consumer credit reports: Uses; limitations.
NRS 686A.685 - Insurer that uses credit information to provide reasonable exceptions in certain circumstances.
NRS 686A.690 - Reunderwriting or rerating of insured; refund of premium.
NRS 686A.700 - Disclosure of use of credit information.
NRS 686A.710 - Notice requirements after taking adverse action.
NRS 686A.720 - Indemnification of agent by insurer.
NRS 686A.730 - Consumer reporting agencies: Prohibitions; exemptions.