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Chapter 677 - Thrift Companies
Chapter 677 - Thrift Companies
NRS 677.010 - Short title.
NRS 677.020 - Definitions.
NRS 677.030 - “Amount of cash advance” defined.
NRS 677.040 - “Amount of loan obligation” defined.
NRS 677.050 - “Borrowings” defined.
NRS 677.060 - “Charges” defined.
NRS 677.065 - “Commissioner” defined.
NRS 677.070 - “Community” defined.
NRS 677.075 - “Deposit” defined.
NRS 677.090 - “Gross amount” defined.
NRS 677.100 - “License” defined.
NRS 677.110 - “Licensee” defined.
NRS 677.115 - “Loan” defined.
NRS 677.125 - “Stockholders’ equity” defined.
NRS 677.130 - “Thrift certificate” defined.
NRS 677.140 - “Unpaid principal balance” defined.
NRS 677.145 - Certain relationships between employee of Division of Financial Institutions and licensee prohibited; termination of prohibited relationship.
NRS 677.147 - Applicability of chapters 78 and 92A of NRS.
NRS 677.148 - Applicability of provisions concerning Regulatory Experimentation Program for Product Innovation. [Effective January 1, 2020.]
NRS 677.150 - Authorization by Commissioner.
NRS 677.160 - Application for authority to engage in business: Form; contents; filing fee; regulations; withdrawal of application.
NRS 677.170 - Fidelity bond.
NRS 677.175 - Additional bond.
NRS 677.180 - Investigation and examination of applicant.
NRS 677.190 - Requisites for approval of application.
NRS 677.200 - Qualifications of president and certain managers of corporation.
NRS 677.210 - Minimum stockholders’ equity required.
NRS 677.220 - Certificate of authorization to transact business.
NRS 677.230 - Reserves.
NRS 677.240 - Authorization for change of place of business.
NRS 677.241 - Power of licensee to obtain benefits of federal programs or enter into contract with private insurer; regulations.
NRS 677.243 - Records of employees; confidentiality.
NRS 677.245 - Limitation on investment in real property; recording deed or other document; subsidiary ledger or other appropriate record.
NRS 677.247 - Applicant required to obtain insurance of deposits; regulations.
NRS 677.250 - Establishment and maintenance.
NRS 677.270 - Requisites for approval of application; notice of approval or denial.
NRS 677.290 - Right to open branch office expires if office not open within 6 months after approval of application.
NRS 677.300 - Authorization for change of location; posting of certificate.
NRS 677.310 - Specified designation of branch offices by name or number required.
NRS 677.320 - Closing or discontinuance of branch office.
NRS 677.330 - Mobile offices.
NRS 677.340 - Persons ineligible for licensing.
NRS 677.350 - Applicability of chapter to persons who seek to evade.
NRS 677.355 - Licensee may own interest in bank or savings bank.
NRS 677.360 - Expiration, renewal and reinstatement of license; fees; regulations.
NRS 677.370 - Posting of license; transferability and assignability of license.
NRS 677.373 - Application for license: Additional requirements; fingerprints; grounds for refusal to issue license.
NRS 677.375 - Suspension or revocation of license: Additional grounds.
NRS 677.380 - Regulations and orders of Commissioner.
NRS 677.390 - Disposition of money collected pursuant to chapter.
NRS 677.400 - Annual report by licensee; composite reports.
NRS 677.410 - Preparation of annual reports and financial statements; special reports; extensions; removal of qualification.
NRS 677.420 - Notification of change in ownership of stock; application for approval after certain acquisitions; investigation; costs; waiver.
NRS 677.430 - Commissioner to examine licensee’s business at least annually; fee.
NRS 677.435 - Independent audit and examination: Payment of assessment; cooperation.
NRS 677.440 - Authority of Commissioner to investigate business; free access required; compelling attendance of witnesses.
NRS 677.450 - Authority of Commissioner to require attendance of witnesses and production of documents.
NRS 677.460 - Charging off assets; regulations and orders.
NRS 677.470 - Licensee to pay costs of audit of books and records.
NRS 677.480 - Order of Commissioner directing discontinuance of unsafe or injurious practice.
NRS 677.490 - Surrender of license by licensee; surrender as affecting licensee’s liability.
NRS 677.500 - Temporary suspension of license: Conditions; notice; hearing; term of suspension.
NRS 677.510 - Revocation or suspension of license: Grounds; notice; hearing; order.
NRS 677.520 - Preexisting contracts unaffected by revocation, suspension, expiration or surrender of license.
NRS 677.530 - Order to desist or refrain; action to enjoin violations; appointment and powers of receiver.
NRS 677.540 - Taking possession of business by Commissioner: Conditions; resumption of business.
NRS 677.545 - Taking possession of business by Commissioner: Acquisition by or merger with another institution.
NRS 677.550 - Order suspending or limiting payment of liabilities; effect of order; assignment or hypothecation of indebtedness.
NRS 677.560 - Application by licensee to enjoin further proceedings.
NRS 677.570 - Authority of Commissioner to liquidate or conserve company.
NRS 677.580 - Use of holding company or other device for evading or avoiding chapter prohibited; right to issue preferred stock or debentures not affected.
NRS 677.590 - Issuance of thrift certificates prohibited; exception.
NRS 677.600 - Permissible depositories.
NRS 677.610 - Authorized investments.
NRS 677.612 - Authority to accept deposit by fiduciary in trust; payment to fiduciary of withdrawal value and interest.
NRS 677.616 - Deposit by and payment to minor.
NRS 677.620 - Limit on deposits; limit on total borrowings; borrowing money from Federal Home Loan Bank.
NRS 677.630 - Permissible transactions in real property.
NRS 677.640 - Conduct of business in place where other business being conducted; name under which business may be transacted; loans by mail.
NRS 677.645 - Use or change of business name; prohibitions.
NRS 677.650 - Making loan to or purchasing contract or chose in action from officer, director or other specified person prohibited; exception; personal liability.
NRS 677.660 - Advertising: Prohibitions; insurance of deposits.
NRS 677.665 - Formation of bank.
NRS 677.673 - Definitions.
NRS 677.677 - “Designated reporter” defined.
NRS 677.683 - “Exploitation” defined.
NRS 677.687 - “Older person” defined.
NRS 677.693 - “Reasonable cause to believe” defined.
NRS 677.697 - “Vulnerable person” defined.
NRS 677.703 - Training; reporting to designated reporter.
NRS 677.707 - Designated reporter: Designation; duty to report; immunity.
NRS 677.720 - Requirements for making and paying of loans: Duties of licensee.
NRS 677.730 - Interest, charges and repayment.
NRS 677.750 - Prohibited practices by licensee.
NRS 677.760 - Restriction on percentage of loans secured by stocks or bonds of any one obligor; exception.
NRS 677.770 - Limitations on amount of secured loans or obligations of any one obligor.
NRS 677.780 - Loans may be made to any person; exceptions; property situated outside of State.
NRS 677.790 - Powers of licensee.
NRS 677.795 - Authority to exercise powers of banks.
NRS 677.800 - Violation of provisions of chapter.
NRS 677.805 - Administrative fines.
NRS 677.810 - Receiving certain compensation or property; making false entry in books or records; embezzlement.
NRS 677.820 - Fraudulent insolvency; malfeasance of directors.
NRS 677.830 - Making loan or purchasing contract in violation of chapter.
NRS 677.840 - Deposit of company’s money on condition of loan or advance.
NRS 677.850 - Accepting deposits with knowledge of insolvency of company or violation of chapter.