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U.S. State Codes
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Michigan
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Chapter 451 - Securities, R...
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Act 148 of 1975 Debt Management Act (451.411 - ...
Act 148 of 1975 Debt Management Act (451.411 - 451.437)
Section 451.411 Short Title.
Section 451.412 Definitions.
Section 451.413 Business of Debt Management as Financial Planning Service Requiring License; Exception.
Section 451.414 License Required; Contract Made by Unlicensed Person Void; Persons Eligible for Exemption.
Section 451.415 License; Application; Filing Requirements; Expiration and Renewal of License; Books and Records; Financial Statement; Licensee With Board of Directors or Equivalent.
Section 451.416 License; Investigation; Grounds for Issuance or Nonissuance; Evidence of Certification as Certified Counselor.
Section 451.417 Applicability of Examination Provisions.
Section 451.418 License Renewal; Application; Fee; Financial Statements; Failure to Pay Fee or Penalty.
Section 451.418a Fraud; Notice of Intent to Prohibit Licensure; Hearing; Order; Judicial Review; Enforcement; Violation of Final Order as Misdemeanor; Penalty; Definitions.
Section 451.419 License; Grounds for Denial, Revocation, Suspension, or Postponement; Notice; Proceedings.
Section 451.420 Rules; Rights, Remedies, and Procedures.
Section 451.421 License; Applicable Provisions.
Section 451.422 Budget Analysis.
Section 451.423 Initial Fee; Consent of Creditor; Presumption.
Section 451.424 Contract Between Licensee and Debtor; Requirements.
Section 451.425 Trust Account.
Section 451.426 Duties of Licensee.
Section 451.427 Examination of Licensee.
Section 451.428 Fee Under Debt Management Plan; Purchase of Credit Reports or Educational Materials and Products; Charge for Cancellation or Default; When Contract Effective; Cancellation of Contract; Excessive Charge.
Section 451.429 Prohibited Practices.
Section 451.430 Advertisement.
Section 451.431 Assignment of Wages.
Section 451.432 Rules; Decisions, Orders, and Rulings; Electronic Filing.
Section 451.433 Cease and Desist Order; Statement; Misdemeanor; Powers of Department; Court Order; Self-Incrimination; Injunction or Restraining Order; Criminal Proceedings.
Section 451.434 Violations; Penalties; Jurisdiction; Remedies.
Section 451.435 Statute of Limitations.
Section 451.436 Disposition of Fees.
Section 451.437 Repeal of Mcl 451.451 to 451.468.