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U.S. State Codes
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Michigan
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Chapter 445 - Trade and Com...
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Act 162 of 1995 Credit Reform Act (445.1851 - 4...
Act 162 of 1995 Credit Reform Act (445.1851 - 445.1864)
Section 445.1851 Short Title.
Section 445.1852 Definitions.
Section 445.1853 Scope of Act.
Section 445.1854 Charge, Collection, and Receipt of Interest Rate or Finance Charge; Maximum Rate; Computation.
Section 445.1855 Credit Sale Under Mcl 445.1101 to 445.1431 or Mcl 492.101 to 492.141; Written Agreement; Precomputed Interest Provision.
Section 445.1856 Regulated Lender; Authority to Charge Fee for Late Payment or Dishonored Check; Fee or Charge Not Considered as Interest; Excessive Fee or Charge.
Section 445.1857 Fees or Charges Servicing Extension of Credit; Charge, Collection, and Receipt by Depository Institution; Credit Card Arrangement Fees and Charges Considered as Interest; Excessive Fee or Charge.
Section 445.1858 Certain Provisions in Written Agreement as Void and Unenforceable.
Section 445.1859 Additional Financial Services as Condition for Loan Approval Prohibited; Offer of Services; Certain Transactions or Requirements Not Prohibited; Applicability of Section to Depository Institution Subject to 12 u.s.c. 1972; Definitions.
Section 445.1860 Written Complaint Alleging Violation of Act; Duty of Commissioner.
Section 445.1861 Action by Attorney General, Prosecuting Attorney, or Borrower; Recovery of Interest or Other Charges; Attorney Fees and Court Costs; Class Action.
Section 445.1862 Violation of Act; Exceptions.
Section 445.1863 Enforcement of Other Laws Not Limited.
Section 445.1864 Validity of Transactions, Rates of Interest, Fees, or Charges.