Chapter 140d - Consumer Credit Cost Disclosure

Section 1 - Definitions
Section 2 - Exempt Transactions
Section 3 - Rules and Regulations
Section 4 - Finance Charge; Determination
Section 5 - Annual Percentage Rate; Determination
Section 6 - Inaccurate Disclosure of Finance Charge or Annual Percentage Rate; Adjustment
Section 7 - Disclosure of Information; Multiple Creditors or Obligors; Estimates
Section 8 - Disclosure of Information; Clear and Conspicuous Statements
Section 9 - Information Rendered Inaccurate
Section 10 - Security Interest in Property Used as Dwelling; Rescission; Liability; Application
Section 11 - Disclosure; Open End Credit Plans; Statement; Contents
Section 12 - Disclosure; Other Than Open-End-Credit Plans; Statement; Contents
Section 14 - Multiple-Page Advertisements; Contents; Open-End-Credit Plan
Section 15 - Advertisements; Other Than Open-End-Credit Plans; Contents
Section 15a - Application Form or Pre-Approved Written Solicitation for Open-End Credit Plan; Contents
Section 16 - Liability of Owner or Personnel of Advertising Medium
Section 17 - Oral Response to Cost of Credit Inquiry
Section 18 - Model Disclosure Forms and Clauses
Section 19 - Time for Sending Statement; Noncompliance; Finance Charge
Section 20 - Sale of Goods or Services at Retail; Finance Charge Under Open-End-Credit Plan; Computation
Section 21 - Application of Credit Cardholder's Funds Held by Issuer; Authorization; Agreement Statement
Section 22 - Credit Balance Exceeding One Dollar; Periodic Statement Disclosure; Contents
Section 23 - Transfer of Funds Following Default of Debt; Written Notice; Applicability
Section 24 - Guaranty of Obligations of Other Persons; Notice of Additional Obligations
Section 25 - Issuance of Credit Cards
Section 26 - Cardholder Liability for Unauthorized Use
Section 27 - Unauthorized Use of Credit Cards
Section 28 - Liability of Business for Unauthorized Use of Credit Cards
Section 28a - Cardholder Discounts; Surcharges; Finance Charge
Section 28b - Participation in Credit Card Plans; Conditions
Section 29 - Rules and Regulations; Consistency With Federal Fair Credit Billing Act
Section 30 - Inspection of Records
Section 31 - Prohibited Acts; Penalty
Section 32 - Creditor's Failure to Comply With Law; Damages
Section 33 - Civil Actions Against Subsequent Assignees of Creditor; Written Acknowledgement; Rescission
Section 34 - Unfair Trade Practices; Violations
Section 35 - Limitations on Creditors' Liability and Consumer Rescission Rights
Section 36 - Exemption From Requirements of Federal Law; Action for Determination by Bureau That Commonwealth Requirements Substantially Similar to Federal Requirements