(a)    The Commissioner shall adopt regulations that may be applied when:

(1)    the Governor has declared a state of emergency for the State or an area within the State under § 14–107 of the Public Safety Article; or

(2)    the President of the United States has issued a major disaster or emergency declaration for the State or an area within the State under the federal Stafford Act.

(b)    The regulations may:

(1)    apply to any person regulated by the Commissioner under this article or Title 19, Subtitle 7 of the Health – General Article; and

(2)    address:

(i)    submission of claims or proof of loss;

(ii)    grace periods for payment of premiums and performance of other duties by insureds;

(iii)    temporary postponement of cancellations, nonrenewals, premium increases, or policy modifications;

(iv)    procedures for obtaining nonelective health care services;

(v)    time restrictions for filling or refilling prescription drugs;

(vi)    time frames applicable to an action by the Commissioner under this article; and

(vii)    any other activity necessary to protect the residents of the State.

(c)    (1)    To activate a regulation adopted under this section, the Commissioner shall issue a bulletin specifying:

(i)    that the regulation is activated;

(ii)    the line or lines of business to which the regulation applies;

(iii)    the geographic areas to which the regulation applies; and

(iv)    the period of time for which the regulation applies.

(2)    A regulation activated under paragraph (1) of this subsection may not apply beyond the duration of, or the geographical area included within, the Governor’s or President’s declaration of a state of emergency or disaster.

(3)    The Commissioner:

(i)    shall provide a copy of the bulletin to the emergency contact designated by the person subject to the bulletin; and

(ii)    may post a copy of the bulletin on the Administration’s Web site.