§ 12-305. Motor vehicle liability insurance -- Mandatory settlement of property damage claim

MD Ins Code § 12-305 (2019) (N/A)
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(a)    A claim for damage to property resulting from a motor vehicle accident may not be denied or payment of the claim delayed because the claimant, or another person, has a claim pending for bodily injury that may have arisen from the same or another accident.

(b)    The amount payable for a claim for damage to property is due and owing immediately and shall be paid promptly by an insurer or by a self-insurer that is approved under § 17-103(a) of the Transportation Article if:

(1)    the insurer or self-insurer has provided the coverage for the liable party; and

(2)    there is no significant dispute about:

(i)    the liability for the payment of the full property damages; or

(ii)    the monetary amount of those damages, including:

1.    if claimed, an amount for the loss of the use of the motor vehicle; and

2.    the cost of obtaining an estimate of repairs.