(a)    A person may not:

(1)    Receive any application for a loan or allow any note or contract for a loan to be signed at any place of business for which the person does not have a license;

(2)    Conduct any business under the Maryland Consumer Loan Law under a name different from the name that appears on the person’s license; or

(3)    Evade the application of this section by any device, subterfuge, or pretense of any kind.

(b)    This section does not prohibit a licensee from accommodating a borrower, at the borrower’s request, by making a loan by mail because of the borrower’s sickness or hours of employment or for similar reasons.

(c)    Notwithstanding subsections (a) and (b) of this section, for a loan that is to be secured by residential real property:

(1)    A licensee may solicit and accept an application for a loan:

(i)    By mail;

(ii)    By telephone or other electronic means; or

(iii)    At any location requested by the prospective borrower;

(2)    Except as provided in item (3) of this subsection, the loan closing shall be conducted at:

(i)    The lender’s licensed location;

(ii)    The office of an attorney representing the licensee, the borrower, the title company, or title insurer in connection with the loan; or

(iii)    The office of the title insurer or title agency performing closing services in connection with the loan; and

(3)    A licensee may conduct the loan closing at another location at the written request of the borrower or the borrower’s designee to accommodate the borrower because of the borrower’s sickness.